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ABOUT FCB

FCB Committees

Vision/Mission Statement

The First Consolidated Bank shall be a large, strong and reliable financial institution, capable of

• Providing the best quality financial service at the most competitive price.
• Productive human resources who are adequately compensated for exceeding market standards.
• Consistent above market return on investment at the minimum risk.

FCB commit itself to:

1. Bring more and better banking services at lower costs through the use of modern banking technology.
2. Catalyze development of small and medium enterprises.
3. Initiate sound investments in industry and investment in other financial institutions in the countryside to enhance their capability
4. Increase shareholders’ value.

Overview

The First Consolidated Bank is a private development bank, organized in 1982 in the Province of Bohol by a group of Filipino entrepreneurs and professionals who combined a broad experience in business and banking in the Philippine countryside.

Since its establishment, FCB has transformed itself into a major financial institution, responsible for initiating development in growth centers and the countryside. FCB provides basic banking services to its clientele.

FCB is an independent bank and is not affiliated with any financial holding company. It operates it Head Office in Tagbilaran City, and has 53 branches in different parts of the country and has scheduled to open more branches in 2011. Most of these branches are located within the proximity of the countryside and growth centers.

It is expanding geographically its market reach, allowing customers different options of satisfying their banking needs. FCB has consistently been a top performer in the banking industry.

Brief History

FCB was established in 1982 as a result of the consolidation of 14 independent banks in the Province of Bohol. The consolidation, the first in the country, resulted in the conversion of these rural banks into branches of FCB.

In 1993, FCB started branching out of Bohol. The opening of FCB Mandaue Branch was followed by the establishment of branches in many parts of the Visayas, Mindanao, and Luzon.

On December 1996, the Securities and Exchange Commission approved the bank’s amendment to operate as a private development bank in accordance with Republic Act 7906, otherwise known as the Thrift Bank Act of 1995.

FCB is one of the leading private development banks in the Philippines. Its capital adequacy ratio is higher than the average of the top five commercial banks and a purely tier 1 capital. The bank has consistently been profitable and provided adequate returns to its shareholders while practicing corporate social responsibility through its outreach projects in healthcare, livelihood, education, and micro-financing.

Today, FCB has 53 branches nationwide and is scheduled to open more branches in various parts of the Visayas, Mindanao, and Luzon.

Investing in the Community

At FCB, giving is part of its Corporate Social Responsibility (CSR). From the beginning, the bank has implemented projects geared towards giving back to the communities in its service areas. In partnership with local government units and non-government organizations, the bank has enabled the implementation of various community development projects, and assisted individuals and communities attain a better qualify of life.

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